How to get rid of this collection on my credit report? - online insurance report
In 2003 I went to the emergency room and then I was a full-time students covered by insurance for my mother. Andi recently, I looked at my online credit report had no idea who the collections for the payment of the reported visit to the hospital. My report shows that reflect a balance, "original" of $ 537 and a current balance "of $ 688. I do not know how to begin, that is clear from my credit report. I called the hospital and could not even my name or the account on your system. I call my mother to harass your insurance company for me (I'm abroad) military to see if a payment was made, but for some reason, I only said "do not worry to explain not only the position of someone get my credit card. "I do not know what to do or where to start." Exchange of information is presented in my report significantly increase my credit score? (My assessment is, apart from the law of all, and paid well by this) Any suggestions would be appreciated
Saturday, January 23, 2010
Online Insurance Report How To Get Rid Of This Collection On My Credit Report?
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4 comments:
You need to call the Credit Bureau as well as his mother, his insurance and must then print out a statement .... They should have the file ..... Dont stop pushing the issue ... negitavely because it affects your credit score ... Clarification, if ..... will improve your credit ... Dont stop until they clear. Good luck .... PS ... Here are the numbers of credit bureaus are
Equifax
PO Box 740,241
Atlanta, GA 30,374
1-800-685-1111
Experian
PO Box 2002
Allen, TX 75,013
1 888 397 3742
TransUnion
PO Box 1000
Chester, PA 19,022
1-800-888-4213
Write to the credit bureau (Experian, etc. ..) and tell them that's not your fault. Teaching you remove from your report and she did not give more information. You have to investigate by law a certain time and if they do not verify in writing the bill that would remove them, too. This may take up to six months, but the wait is worth it. Remember, they do not give any information. Forced to do research. Not make sense to move the process much faster. Nohing Tell them yours, not out of the bill. You need to prove it or remove it.
Two years ago I worked in collections and I will openly and honestly, it does not come from your credit 7 years or less, depending on the state where you live, where a company will check your credit, they see this as an AA Bill Pay, and even if you paid in full will stay on your credit report, but it will show that has been paid. It is unfortunate that this happened to you, but honestly, I saw a lot of this over the years and they do nothng can also do the service recovery has only one goal is to collect the money! and if you red flag for 7 years.
it is best to contact the credit bureau and disputed, dass The three major rating agencies have on-line technical centers and toll charges you can do.
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